Your privacy is critically important to us.
Like most website operators, IOU collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. IOU's purpose in collecting non-personally identifying information is to better understand how IOU's visitors use its website. From time to time, IOU may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
IOU also collects potentially personally-identifying information like Internet Protocol (IP) addresses. IOU does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.
Certain visitors to IOU's websites choose to interact with IOU in ways that require IOU to gather personally-identifying information. The amount and type of information that IOU gathers depends on the nature of the interaction. Those who engage in transactions with IOU are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, IOU collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with IOU. IOU does not disclose personally-identifying information other than as described below. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
IOU may collect statistics about the behavior of visitors to its websites. IOU may display this information publicly or provide it to others. However, IOU does not disclose personally-identifying information other than as described below.
IOU discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on IOU's behalf or to provide services available at IOU's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using IOU's websites, you consent to the transfer of such information to them. IOU will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, IOU discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when IOU believes in good faith that disclosure is reasonably necessary to protect the property or rights of IOU, third parties or the public at large. If you are a registered user of an IOU website and have supplied your email address, IOU may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with IOU and our services and products. IOU takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
IOU store member's name, physical address, contact information (email address, phone number, fax), and areas of interest. This information is used to provide IOU members with relevant products and services available to members of IOU. This information is also used for the IOU Membership Directory listing, which is only available to other members of IOU.